Borrowing Power

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Check out our calculators

Living Expenses Planner

A great tool to use when working out borrowing power, and easy to share the results between parties

Income Tax

Calculate what your annual net income is by subtracting net income tax,. While automatically changing tax brackets

Budget Planner

Find out how much you are able to borrow from lenders, calculated from your income and your partners income

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Are you a first home buyer?
Total Mortgages can help you find the best low deposit home loans throughout NZ.