Total Mortgages – Online Mortgage Broker Serving Auckland and the Waikato

The easiest place on the web to apply for your next home loan

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BOOK ONLINE

Use our online booking software to schedule a mortgage broker appointment at a time that best suits you

APPLY ONLINE

Complete your entire application from the convenience of your own home

MORTGAGE CALCULATOR

Use our state of the art NZ mortgage calculator to see how much you could be saving

Why Use Us?

1

Application

16

Banks & Lenders

24/7

Mobile Service

When choosing your home loan, it’s vital that you weigh up your options. You don’t buy the first house you see, so why would you take the first home loan you see? As a mortgage advisor, my job is to take the hassle out of obtaining your home loan, and guide you with my knowledge to make the process simple, easy, and most importantly make sure you have the best deal available that suits your circumstances. We have a panel of over 16 lenders, including the major banks and non-banking lenders, which we can send your application too.

We find the right loan, for you

We’ll find out your goals and match your needs & wants to find you to the most beneficial and competitive loans from thousands of choices

Our Service is Free

You don’t have to pay a cent for our service because we’re paid by the lender that you choose.

WE’LL NEGOTIATE A BETTER DEAL

We have access to a range of lenders who are willing to negotiate with special offers and discounted interest rates for our clients.

IT’S SIMPLE AND FAST

We will complete all of your paperwork and take the stress out of the process for you, our single application is accepted by all our lenders.

Jordan Cameron

Home Loan Expert

Welcome to Total Mortgages, modern mortgage and insurance advisers trying to make a difference in everyday people’s lives, by demonstrating different options and sharing extensive product knowledge so that you can make informed decisions that will ultimately save you money. Please take a look through the Total Mortgages website, and when you’re ready, be sure to get in contact with us for a FREE no obligation consultation, and remember to check out our testimonials!

Use our online booking system to book a no obligation free consultation at a convenient time and place for you.

Our Services – Home Loans NZ

First Home Mortgage

New to the mortgage market? Don’t worry, we’re not! Total Mortgages will guide you through all the different options including low deposit, non genuine savings or using Guarantors.

New House Loan

Time for a move? Family growing? Moving area? Whatever the reason Total Mortgages can help with a mortgage approval produced quickly and stress free so you can get into the serious business of house hunting!

Refinance Home Loan

Fed up with your Bank? Mortgage not doing what you want it to do? Looking for a change? Total Mortgages offer advice across the board, Bank, non-Banks, Finance Companies and Private Funds.

Investment Property

At some stage of life, you may find yourself wanting to purchase an investment property, whether it’s your first one, or your fifth one, Total Mortgages will show you all your options to make it feasible.

Non Bank Home Loan

If your Bank says No because of lack of proof of income or credit issues, Total Mortgages can help. All at rates that will pleasantly surprise you. Self Employed, overseas or adverse Baycorp? No problem, just call to ask us how.

What People Say

I was extremely impressed with Jordan’s knowledge around mortgages and finance options. Jordan turned a potentially stressful time into an enjoyable one. it meant I could sit back and take solace in that fact that everything was taken care of. As Jordan does not work for any particular bank, his non-bias approach meant i was getting the best deal for me. Thanks for getting me into my new home Jordan.

ThomasFirst Home Buyer

Jordan has been our broker for our first home purchase. He is absolutely brilliant! We are hugely grateful to Jordan for his commitment and solid advice, both financially and in relation to purchasing property. His input has been invaluable to us and we will recommend him to everyone. Thank you Jordan

Clair & RachFirst Home Buyers

Jordan got us our mortgage and 3 yeses at that, through his lenders when we had all refusals from our local broker in Gisborne. We have never met the man yet he gave us fast efficient and personal service. Very attentive. We’ve achieved our dream lifestyle with Jordan’s service. Thanks!!!

Semonn & RobinSecond Time Buyers

Jordan helped us to get our first mortgage. He had multiple meetings with us from before we even found a house, right up until after we had purchased to help us decide on which life insurance to choose. He would inform us of every possible option and was very thorough with his explanations. He would always answer all the questions we had and made sure we understood. We would recommend Jordan to anyone and couldn’t have done the process without him. Thanks so much Caleb and Julia Jensen

Caleb & JuliaFirst Home Buyers

Jordan was an incredible asset in helping my wife and I buy our first home, we didn’t think we would be approved, let alone so quickly. we originally rang Jordan to see what the process was and how to improve our prospects with the banks and Jordan was amazing he showed us we already had enough for a deposit with our kiwisaver and forged ahead in our applications and negotiations for us securing the loan and negotiating an incredible interest rate. He also got us a great deal with insurance!

Kris & SarahFirst Home Buyers – See review on TradeMe

Jordan helped me purchase my first house on my own, this was potentially a scary time for me. Jordan was friendly, understanding and oh so patient as he explained things over and over again until I understood. I would highly recommend Jordan to anyone who asked. Because of him I have the type of mortgage that I would never have been able to negotiate by myself.

NicioleSecond Time Buyer – See Review on TradeMe

Latest Posts on our Home Loan Blog

Buy now, pay now: the importance of budgeting for gifts

28/08/2019

How much do you think the average Aussie spends on gifts each month? $20, $50 or 100? (hint: we’re a generous bunch). Today we’ll look at why it’s important to budget for these expenses correctly, rather than succumbing to ‘buy now, pay later’ services.

How criminals steal your identity to steal your money

25/07/2019

Scams involving identity theft have cost Australians at least $16 million this year, and that figure is likely to be just the “tip of the iceberg”, says the ACCC.

Don't dive into credit card debt this Christmas

05/12/2018

Every Christmas almost half of the Australian population decides to go swimming in credit card debt to get through the festive season. But there's two big reasons why you shouldn't do that this year.