Home Finance Experts

Welcome to Total Mortgages

Modern mortgage advisers trying to make a difference in everyday people’s lives, by demonstrating different options and sharing extensive product knowledge so that you can make informed decisions that will ultimately save you money. Please take a look through the Total Mortgages website, and when you’re ready, be sure to get in contact with us for a FREE no obligation consultation, and remember to check out our testimonials!

Use our online booking system to book a no obligation free consultation with our Hamilton mortgage brokers at a convenient time and place for you.

Book Online

Use our online booking software to schedule a mortgage broker appointment at a time that best suits you.

Apply Online

Complete your entire application from the convenience of your own home

Calculate

Use our state of the art NZ mortgage calculators to see how much you could be saving.

Why Work With Us?

When choosing your home loan, it’s vital that you weigh up your options. You don’t buy the first house you see, so why would you take the first home loan you see? As a mortgage advisor, my job is to take the hassle out of obtaining your home loan, and guide you with my knowledge to make the process simple, easy, and most importantly make sure you have the best deal available that suits your circumstances. We have a panel of over 16 lenders, including the major banks and non-banking lenders, which we can send your application too. We have worked with homeowners throughout Hamilton, the Waikato and Auckland and are experienced in accessing loans for land, house, apartment and rural build options.

1

Application

16+

Banks & Lenders

13+

Years Of Experience

4

Awards

1

Application

16+

Banks & Lenders

13+

Years Of Experience

4

Awards

We'll Negotiate A Better Deal

We have access to a range of lenders who are willing to negotiate with special offers and discounted interest rates for our clients.

We Find The Right Loan For You

We’ll find out your goals and match your needs & wants to find you to the most beneficial and competitive loans from thousands of choices

It's Simple & Fast

We will complete all of your paperwork and take the stress out of the process for you, our single application is accepted by all our lenders.

Our Service Is Free

You don’t have to pay a cent for our service because we’re paid by the lender that you choose.

Home Loans and Mortgage Broker Services for Auckland, Hamilton and The Waikato

First Home Mortgage

New to the mortgage market? Don’t worry, we’re not! Total Mortgages will guide you through all the different options including low deposit, non-genuine savings, or using Guarantors.

New House Loan

Time for a move? Family growing? Moving area? Whatever the reason Total Mortgages can help with a mortgage approval produced quickly and stress-free so you can get into the serious business of house hunting!

Refinance Home Loan

Fed up with your Bank? Mortgage not doing what you want it to do? Looking for a change? Total Mortgages offer advice across the board, Bank, non-Banks, Finance Companies and Private Funds.

Investment Property

At some stage of life, you may find yourself wanting to purchase an investment property, whether it’s your first one, or your fifth one, Total Mortgages will show you all your options to make it feasible.

Non Bank Home loan

If your Bank says No because of lack of proof of income or credit issues, Total Mortgages can help. All at rates that will pleasantly surprise you. Self Employed, overseas or adverse Baycorp?

Loan Calculators

Use our state of the art NZ mortgage calculator to see how much you could be saving. 

Get in touch

Want to find out more before engaging with us? 
Feel free to reach out using the form below.